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At times it may seem like there is no way to get out of debt; bills keep coming, unsecured loans, credit and store card debt continues to mount up and interest and charges are added on top. Sound familiar? There is a way out of your financial difficulties with DEBT SPIRAL. Use our Debt Wizard today click here

If your debts are becoming overwhelming and bankruptcy seems like the last and only option left available, there is an alternative which can benefit both you and your creditors. The solution is an Individual Voluntary Arrangement, or as it is often better known as an IVA.

A Debt Spiral Individual Voluntary Agreement (IVA) can provide a PERMANENT SOLUTION to your debts! You could receive the following protective features on commencing an IVA:

Debt and iva Tick Debt free in 60 months
Debt and iva Tick Write off a substantial amount of debt
Debt and iva Tick Affordable monthly repayments
Debt and iva Tick Only pay what you can afford
Debt and iva Tick Interest frozen
Debt and iva Tick Your debts will not increase
Debt and iva Tick Creditor action stopped
Debt and iva Tick No more letters or calls
Debt and iva Tick Stop CCJ’s
Debt and iva Tick Gain control of your finances
Debt and iva Tick Avoid bankruptcy
Debt and iva Tick Look forward to a debt free future
Debt and iva Tick Reduce your debts Debt and iva Tick Peace of mind

An IVA is simply a formal arrangement between the debtor and their creditors to repay a percentage of the debt over the life of an IVA, usually 60 months*. This is to be completed under supervision of one of our insolvency practitioners. At the end of the IVA any outstanding debt is usually written off.

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In Just 3 easy steps our Debt Wizard can suggest a debt Solution for You. Get your debt solution


Our experienced team Are trained to the highest of standards and will give you clear information regarding the options available to help you get yourself out of debt and back on track. We understand that having debt can be difficult to discuss and our advisors will ensure they listen to any questions you have regarding your debt and the solutions available to your debt. To read more about what solutions may be available to you use or Debt Solution Wizard Click Here

 

*Individual Voluntary Arrangement Specific: Conditions Apply: Subject to eligibility, debt written off applies only where an Individual Voluntary Arrangement is suitable, adhered to and at the end of 60 months. This relates to unsecured debts that were included in the IVA and does not include any secured debts, mortgages, HP or utility bills. Alternative solutions may be offered. Failure to adhere to an IVA can result in bankruptcy. An IVA should only be considered in extreme circumstances.Homeowners may be required to remortgage after 3 years.It is a formal legal agreement supervised by the Insolvency Practitioner (IP) and will seriously affect your credit rating for up to 72 months after completion of your IVA. In an IVA the set up (the nominee fee) and the ongoing monthly fees (the supervisory fees) are paid out of your monthly contributions to your IVA. However, this is by arrangement between your IP and your Creditors and does not mean you have to pay anything more than your normal monthly payment for the term of the IVA (usually 60 months). Alternative solutions may be offered. Calls may be recorded and monitored for service quality.
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